Calculation of pension after 6CPC.

The pension payable to eligible pensioners retired on after 01.01.2006 from Central Government, under various retirement schemes is explained below. The OM dated 02.09.2008 and 10.12.2009 issued by DOPT is crucial in calculating pension.

There is a school of thought which opine that  the benefit of addition to QS which was available under Rule 48 B of CCS(Pension) Rules 1972 but which was withdrawn vide DOPT OM dated  o2.09.2008  should be re introduced at least for the purpose of calculation of pension only and in which case full pension is payable only after 20 years of service and those with <20 years of service should be paid pro rata pension. The benefit of addition need not be provided  for calculation of DCRG. This will remove all existing anomaly and different/misinterpretation of  para 5.3 of DOPT OM dated 02.09.2008.

Having said so, the  calculation of pension of post-2006 pensioners as per present Rules in force is as given below:

CALCULATION OF PENSION

  • Linkage of full pension with 33 years of qualifying service is dispensed with from 1.1.2006.  Once a govt. employee has rendered the minimum qualifying service of 20 years, pension shall be paid at 50% of the emolument last drawn or 50% of the average emoluments drawn during ten months immediately preceding the date of retirement whichever is more beneficial to the retiring employees, shall be applicable to all govt. servants retiring on or after 1.1.2006.
  • In cases where Govt. employee becomes entitled to pension on completion of 10 years of qualifying service in accordance with Rule 49(2) of CCS Rules, 1972, pension in those cases shall also be paid at 50% of the emolument last drawn or average emolument whichever is more beneficial to govt. employee.
  • Hence, the Govt. servant who is retiring under Rule No.30 (Post-graduate Research appointments), Rule No.35 (Superannuation), Rule No.37 (Absorption in an undertaking or Autonomous body, Rule No.38 (Invalid pension), Rule No.39 (Compensation pension), Rule No.40 (Compulsory retirement), Rule No.41 (Compassionate Allowance) & FR.56 (j & k) will be entitled for 50% of the emoluments last drawn or average emoluments whichever is more beneficial to Govt. servant if he had completed ten (10) years of qualifying service at the time of retirement, in accordance with Rule No.49(2) of CCS Pension Rules, 1972.
  • The Govt. servant who is retiring under Rule No.29 (Voluntary retirement on declaring a govt. servant as surplus) will be entitled for 50% of the emoluments last drawn or average emoluments whichever is more beneficial to Govt. servant if he had completed fifteen (15) years of qualifying service on declaring as surplus and opts for voluntary retirement.
  • The Govt. servant who is retiring under Rule Nos. 48 & 48A (Retiring pension – Retiring in advance of the age of superannuation) will be entitled for 50% of the emoluments last drawn or average emoluments whichever is more beneficial to Govt. servant if he had completed thirty  (30) & twenty (20) years of qualifying service respectively.
  • The benefit of adding additional years of qualifying service for the purpose of computation of pension shall stand withdrawn.  Rule No.29 (Voluntary retirement on declaring a govt. servants as surplus), Rule No.30 (Post-graduate Research appointments), Rule No.48 (Voluntary retirement on completion of 30 years of qualifying service), Rule No.48A (Voluntary retirement on completion of 20 years), Rule No.48C (Pioneer in general reserve engineering force), of the CCS Pension Rules, 1972 & FR 56k (on attaining the age of 50 or 55 years as the case may be shall stand modified to this extent.
  • For all classes of pension (including compassionate allowance), the method of determination of pension is the same.
  • In no case, a pension including compassionate allowance granted shall be less than Rs. 3,500/- p.m. and in the case of retirement on invalidation; the amount of monthly pension granted shall not be less than the amount of Family Pension admissible at the normal rates.  The maximum pension is 50% of the highest pay in the Govt. (The highest pay in the govt. is Rs.90,000 since 01/01/2006).
  • The amount of pension should be rounded off to the next higher rupee.  This should be done only at the final stage (Rule No. 49 (4))
  • Payment of pension for part of a month if worked out in fraction of a rupee should also be rounded off to the next higher rupee. (Rule No. 49 (4))
  • The quantum of pension payable to the old pensioners shall be increased as follows :-
Age of pensioners Additional quantum of pension
From 80 years to less than 85 years 20% of basic pension
From 85 years to less than 90 years 30% of basic pension
From 90 years to less than 95 years 40% of basic pension
From 95 years to less than 100 years 50% of basic pension
100 years or more 100% of basic pension

The Pension Sanctioning Authorities should ensure that the date of birth and the age of the pensioner is invariably indicated in the pension payment order to facilitate payment of additional pension by the Pension Disbursing Authority as soon as it becomes due.  The amount of additional pension will be shown distinctly in the pension payment order.  For example, in case where a pensioner is more than 80 years of age and his pension is Rs.10,000 pm, the pension will be shown as (i) Basic pension = Rs.10,000 and (ii) Additional pension = Rs.2,000 pm. The pension on his attaining the age of 85 years will be shown as (i) Basic pension = Rs.10,000 and (ii) Additional pension = Rs.3,000 pm.

The additional quantum of pension, on attaining the age of 80 years and above, would be admissible from the first day of the month in which his date of birth falls including pensioners whose date of birth is first of the month.

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